Peer-to-peer (P2P) lending enables individuals to obtain loans directly from other individuals, cutting out the financial institution as the middleman. Websites that facilitate P2P lending have greatly increased their adoption as an alternative method of financing.
In India, It has only been around since 2017, but the crowd of competitors is already Lendbox, Lenden Club, Faircent, etc.
The simplest way to invest in peer-to-peer lending is to make an account on a P2P lending site and begin lending money to borrowers. These sites typically let the lender choose the profile of their borrowers, so they can choose between high risk/high returns or more modest returns. Alternatively, many P2P lending sites are public companies, so one can also invest in them by buying their stock.